Freight Factoring & Trucking Authority Services | TBS

50+ Years of Freight Factoring Expertise

Truckers can count on TBS for unmatched freight factoring & authority services.

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Freight Factoring with TBS Gets You Paid Fast

Get Pre-Approved Before You Accept Your Load on the TBS: Get Paid® App & Take Advantage of Same-Day Processing

Get Pre-Approved Fast

Gather Your Documents

Submit Your Documents on the TBS: Get Paid® App

Receive Your Same-Day Processing

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Benefits of Freight Factoring with TBS

Competitive Rates
When you factor with TBS, you can be sure you’re getting the best rate.
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Fuel Advances
Truckers who factor with TBS are eligible for fuel advances, helping keep your trucks on the road.
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Discount Fuel Cards
Save at the pump when you factor with TBS—no credit check required.
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TBS: Get Paid® App
Get paid anywhere, any time at the tip of your fingers with the TBS: Get Paid® App.
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Expert Service
With over 50 years of freight factoring experience, the experts at TBS provide unmatched guidance and service.
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Download the TBS: Get Paid® App

Our TBS: Get Paid® App is the FASTEST way to get paid after delivering a load. Everything you need to submit your paperwork is at your fingertips, and we’ve expedited the verification process with a GPS-based feature called VeriFast™ that allows you to verify your pick-up and drop-off locations with one simple click.

Start Your Own Trucking Business with Free Authority Services

Looking to become your own boss? TBS helps independent truckers to navigate the journey of starting their trucking business every day.
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Authority Processing

First-Time Trucking Permits

Renew Trucking Permits

Freight Factoring Services for Brokers

Streamlined Technology

Avoid mountains of paperwork and disorganization. We help freight brokers stay organized and efficient with the TBS: Get Paid® App.

Free Credit Checks

Ensure your logistics partners are the best fit for your brokerage with free credit checks from TBS.

Same-Day Processing

When you factor with TBS, you’ll always get processed the same day you submit your request.

Access to Analytics & Reports

Gain insights into your financials using the TBS: Get Paid® App. Find unlimited information right from the palm of your hand.
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About TBS Factoring

TBS Factoring Service is headquartered in Oklahoma City and provides factoring services to the transportation industry. With over 50 years of experience, TBS makes trucking easier with cutting-edge technology and quality services. We help drivers get established, stay compliant, find loads, save money on fuel, and get paid faster for the loads they haul.

The TBS family understands what it’s like to be on the road and the financial difficulties of not receiving immediate compensation for delivered loads. Our team works around the clock to provide the best care and resources to put you and your business on the road to success. The TBS family of companies drives change for small businesses with its commitment to digital transformation.

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Why Truckers Love TBS

“I have been a client of TBS Factoring Service for 4 years now. It is a great factoring company. Their customer service team on their messaging platform are always so helpful, especially Ana and Alyssia.”
-John Almeida

“I’ve have been working with tbs factoring services for a little over four years. Any and all problems that I have encountered with them have been resolved immediately. The staff has always been very helpful in resolving issues with paperwork. The last two days I have been working with Stevie w. She has been the best person in my situation and very helpful and she fixed the problem. Hats off to her…..Thank you so much”
-Josh Wright

“I have been with TBS for over 10 years and they have provided excellent customer service all throughout my time with them. There isn’t 1 thing that I can complain about.”
-Antoine Durden

“My experience with TBS was great. They would call me reminding me of the paperwork I need to send in to keep the process going. Good factoring company to work with.”
-Morris Green

“Mayra was such a big help to our company! She explained, pushed and walked us through everything. She was prompted and very patient with us. She kept a good friendly attitude, I highly recommend TBS Factoring!”
-Delisha Tillis

“I have been working with TBS Factoring Service for 4 years and am very satisfied with the service and customer support over the phone. I want to thank Ana for the good customer service she provided me. I really appreciated it.”
-Marcia Martinez

“We gave worked with TBS Factoring LLC for 20yrs and they have been nothing but the best and very professional. Tammy on of the CSR have always answered my questions with great professionalism and very quick. Will continue to work with them.”
-Sandy Rock

“I have had TBS Factoring for almost 9 years since I started my trucking company. The customer service has always been top notch and today was no different. I called in and spoke to Zachariah which was very professional and answered my questions quickly.”
-Eric Heck

“When I decided to branch off and start my own trucking company, just the thought of the paperwork was stressful. I have heard so many horror stories About individuals
On their journey to obtain their operating authority. TBS was my saving grace! I had a lot going on and she kept me compliant and on task. She is very knowledgeable! She was very patient, kind and attentive. Thank you TBS for making my experience seamless and stress-free! I look forward to doing business together.”
-Monika Wallace

Frequently Asked Questions

What Is Freight Factoring?

Freight factoring is NOT a business loan. It’s a financing tool that provides you with immediate working capital. How? You sell us your invoices at a small discount. We process your payment the same day and then WE wait for payment—not you.

How Does Freight Factoring With TBS Work?

Always pre-approve credit before you accept a load. (With our TBS: Get Paid® app, this process is easy and fast.) Next, gather your paperwork and prepare your schedule, submit the completed paperwork to TBS, & we process your payment within hours!

What Is Non-Recourse Factoring?

If a customer doesn’t pay due to their own credit or funding issues, TBS takes the loss! We will not come to you for repayment.

What Is Recourse Factoring?

This option offers lower fees because you take on more risk. If a customer doesn’t pay, you are on the hook for that money. If your company has enough funding to take that risk, recourse factoring may work for you.

Get Started on Your Trucking Journey Today!